Did you purchase a car on PCP Or HP finance between 2007-2024?

Let’s see if you may be owed a refund.

Your details are secure.

Reclaims4U Ltd is a Claims Management Company (CMC) authorised and regulated by the Financial Conduct Authority. You can claim for free, without using a CMC, first directly to your finance provider or to the Financial Ombudsman Service/Financial Services Compensation Scheme. The FCA has introduced a free to use motor finance redress scheme.

Important: Signing up with multiple companies for the same claim can cause delays, duplicate submissions, and multiple fees. Please ensure you appoint only one representative for any given claim.

May Be Owed

On Average £1,658*

Claim Support

Know Your Options

Agreement Finder

Find My Agreement(s)

Your Needs

Our Focus

* Our customers on average have over 2 claims and the FCA has estimated that £829 will be the average refund per mis-sold motor finance agreement under the redress scheme. Redress depends on individual circumstances and eligibility. Figures are gross estimates, fees of 15–30% + VAT apply, and cancellation fees may apply.

Rest assured, your car finance claim will be in good hands...

Our strong reputation is founded on our consistent delivery of results, enabling us to handle all aspects of the claim process in-house. This ensures that we can offer our clients the finest possible service. To initiate the process, we kindly request an initial time investment from you to provide our team with the necessary documentation.

Excellence in Client Care and Expertise: Our Commitment to You

When you entrust your case to us, we allocate a dedicated case handler to you. Your assigned case handler will ensure you receive continuous updates right from the day you join us. Rest assured, your peace of mind and satisfaction are our top priorities.

Is Your Lender On The List To Claim?

We’ll find any vehicle finance agreements you’ve had with any of the lenders listed.

A

B

C

CA Auto Finance
Car Finance 247
Citroen Finance
Close Brothers Limited
Clydesdale Financial Services
Conister
Creation Finance

F

G

H

J

K

L

M

Mazda Financial Services
Maserati Financial Services
Mercedes Finance
MG Motor UK
Mini Financial Services
Moneybarn
MotoNovo Finance

N

P

R

S

Santander Consumer Finance
SEAT Finance (VW Finance)
Shogun Finance Ltd
Skoda Finance (VW Finance)
Specialist Motor Finance
Startline Motor Finance
Stellantis Financial Services

1. Redress amount	2. Your Fee (+VAT)	3. Example Redress	4. Example Fee (inc VAT)
£1 – £1,499	30% up to a max of £420	£750	£270
£1,500 – £9,999	28% up to a max of £2,500	£3,000	£1,008
£10,000 – £24,999	25% up to a max of £5,000	£15,000	£4,500
£25,000 – £49,999	20% up to a max of £7,500	£30,000	£7,200
£50,000 +	15% up to a max of £10,000	£85,000	£12,000

1. Redress amount	2. Your Fee (+VAT)	3. Example Redress	4. Example Fee (inc VAT)
£1 – £1,499	30% up to a max of £420	£750	£270
£1,500 – £9,999	28% up to a max of £2,500	£3,000	£1,008
£10,000 – £24,999	25% up to a max of £5,000	£15,000	£4,500
£25,000 – £49,999	20% up to a max of £7,500	£30,000	£7,200
£50,000 +	15% up to a max of £10,000	£85,000	£12,000

Purpose	Legal basis
provide the service you have requested	Contract
send to our partner claims management companies, solicitors or law firms	Consent
send to our service provider/contractor partners	Contract and/or Legitimate Interests
send you information or marketing about our products and services	Legitimate Interests and/or Consent
contact you where you fail to fully complete our online form	Legitimate Interests and/or Contract
provide annual statistics to our regulator	Legal Obligation
resolve complaints against us or the establishment, exercise, or defence of legal claims	Legitimate Interests and/or Legal Obligation
gather feedback to enable us to improve our website, products and services	Legitimate Interests
verify your identity where we receive requests to access or change the information we hold about you	Legal Obligation
maintain our accounts and records	Legal Obligation
comply with legal and regulatory obligations	Legal Obligation
research and analyse trends to better understand how users are using our website and services in order to improve them	Legitimate Interests
inform you about changes in our services and important service related notices, such as security and fraud issues	Legal Obligation
maintaining insurance coverage, managing risks, or obtaining professional advice	Legitimate Interests and/or Legal Obligation

1. Redress amount	2. Your Fee (+VAT)	3. Example Redress	4. Example Fee (inc VAT)
£1 – £1,499	30% up to a max of £420	£700	£252
£1,500 – £9,999	28% up to a max of £2,500	£3,000	£1,008
£10,000 – £24,999	25% up to a max of £5,000	£15,000	£4,500
£25,000 – £49,999	20% up to a max of £7,500	£30,000	£7,200
£50,000 +	15% up to a max of £10,000	£85,000	£12,000

1. Redress amount	2. Your Fee (+VAT)	3. Example Redress	4. Example Fee (inc VAT)
£1 – £1,499	30% up to a max of £420	£700	£252
£1,500 – £9,999	28% up to a max of £2,500	£3,000	£1,008
£10,000 – £24,999	25% up to a max of £5,000	£15,000	£4,500
£25,000 – £49,999	20% up to a max of £7,500	£30,000	£7,200
£50,000 +	15% up to a max of £10,000	£85,000	£12,000