How It Works

Take Our Fast & Easy PCP Claims Eligibility Check

Complete the eligibility check

Complete the eligibility check

Starting your PCP claim is simple. Get a no-obligation claim eligibility check from PCP Check.
Your pcp claim gets reviewed

Your pcp claim gets reviewed

Our specialist panel of claim staff will review your case and will assess if we think you have a valid claim.
Your pcp claim case begins

Your pcp claim case begins

Upon your consent, we will refer your case to one of our third-party expert solicitors who will submit your claim.

Reasons you may have been mis sold your PCP car finance agreement

The commission that the sales person made from your contract was not explained.
The sales person who sold the contract failed to explain the interest charges correctly.
The car dealership failed to explain who actually owns the car, whether it be the car dealership or a third party finance company.
The salesperson did not make it clear who is financially responsible for the cost of repairs to the vehicle.
You were not taken through a comprehensive range of options, as other financial products may have worked out in some cases 50% cheaper than a PCP deal.

Investigation report conducted by the FCA in regards to the Mis Selling of Car Finance (PCP)

The information shown below comes from the Financial Conduct Authority (FCA) in which the FCA sent mystery shoppers to 122 car dealerships; these were their findings.
Out of the 122 car dealerships visited by mystery shoppers just 11 car dealerships confirmed that commission will be added on this type of deal.
Only 31% of dealers fully explained to the customer that they do not own the vehicle at the end of the contract unless they pay the balloon payment in full.
28% of the car dealers failed to outline the consequences of missed payments.
The FCA have estimated that the mis sold car finance scandal may have cost UK consumers £300,000,000 per year.

Do you think you may have a pcp claim?

Register your details for a free pcp claims eligibility check of your case and we will be back in touch with you soon.

Our audit team receive assistance from AI-powered document processing, making it quicker than ever to handle eligibility checks.
PCP Check is a Claims Management Company

PCP Check is a trading name of Reclaims4U Ltd. Reclaims4U Ltd is authorised and regulated by the Financial Conduct Authority FRN 830181. Registered in England and Wales No. 6651869. Data Protection registration No. Z1480043.
Reclaims4U Ltd is a Claims Management Company (CMC). You can claim for free, without using a CMC, first directly to your finance provider or to the Financial Ombudsman Service/Financial Services Compensation Scheme.

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